Guides
Choosing an insurance agent, without the guesswork.
Short, careful guides to finding an agent you can trust — written for consumers, checked against how licensing actually works.
Start here · 7 min
How to choose an insurance agent
A practical, step-by-step way to choose an insurance agent: confirm the license, match their experience to what you need covered, understand how they are paid, and compare quotes fairly.
Know the difference · 6 min
Captive vs. independent insurance agents
What captive and independent insurance agents are, how they differ from brokers and buying direct, and how to decide which kind of agent fits your situation.
Bring this list · 6 min
Questions to ask an insurance agent
Nineteen plain questions to ask an insurance agent before you buy — about licensing, the companies they represent, coverage, cost, compensation and claims — and why each one matters.
All 50 states + DC · 4 min
How to check an insurance agent’s license
How to verify an insurance agent’s license, what the record tells you, and links to the official licensing lookup for every state insurance regulator.